Category: Bridging Loans
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Short Lease Mortgages
Short Lease Mortgages: What You Need to Know Before Buying Purchasing a property with a short lease can be an appealing option due to the typically lower purchase price, but it comes with its own set of challenges, particularly when it comes to securing a mortgage. At Kerr & Watson, we specialise in guiding our… Read more
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Converting a Commercial Property to Residential
Commercial to Residential Property Conversion With housing demand on the rise and high streets evolving due to changes in retail behaviour, converting commercial properties to residential use has become an appealing investment strategy. While it can yield significant rewards, such as increased property value and rental income, the process involves careful planning and compliance with… Read more
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Remortgage After A Bridging Loan
Bridging Loan to Mortgage: A Guide to Remortgaging The transition from a bridging loan to a traditional mortgage can be a complex but necessary step. Bridging loans, while essential for securing quick funds, often come with high interest rates and short repayment periods. Remortgaging can provide a more stable and affordable long-term solution. At Kerr… Read more
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Case Study: Bridging Loan Secured After Chain Break for Hampstead Purchase
The Scenario A couple were in the process of buying their dream home in Hampstead, but just before completing, their buyer pulled out of the sale of their current property in Richmond. Without the sale proceeds, they risked losing the Hampstead home, which they had already secured at £7.8 million. They needed a short-term finance… Read more
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Bridging Loans for Companies
Bridging Loans for Companies: Secure Short-Term Finance for Business Growth When your company needs swift access to capital for property purchases, renovations, or business expansion, bridging loans can sometimes provide the solution. These short-term loans can help companies seize opportunities quickly, aiming for faster approvals than traditional commercial term finance. At Kerr & Watson, we… Read more
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Capital Raising on Mortgage Free Property
Capital Raising on Mortgage-Free Property | Your Expert Guide Owning a mortgage-free property is a significant milestone, representing financial security and stability. However, situations may arise where you need to raise capital, whether for home improvements, debt consolidation, or even property investment. In these instances, your property can be a valuable financial resource. What Does… Read more
