Should You Rebridge To A New Bridging Loan Or Refinance Another Way When you first took out your bridging loan, you probably had a clear plan. You expected to sell, refinance, or complete works within a set timeframe. Then life happened. A sale fell through, builders ran late, planning dragged on, or the mortgage you… Read more
Commercial Mortgages for Expats & Overseas Buyers UK If you are living abroad or moving from overseas and want to invest in property, you may be wondering how to secure a commercial mortgage. For expats and foreign nationals, arranging this type of finance can be more complex than a standard mortgage. Lenders often see international… Read more
How a chain break bridging loan can save your property purchase When you find the right home, you do not want a broken property chain to ruin everything. Yet buyers pull out, mortgage offers get delayed and sometimes people simply change their minds. This can cause the process to be very stressful. A chain break… Read more
Bridging Loans for First Time Buyers When and Why They Are Used When you are buying your first property, most people assume a mortgage is the only option. In many cases, which is true. However, there are situations where a standard mortgage does not work, at least not straight away. This is usually when bridging… Read more
Pub Mortgages: How to Buy or Refinance a Pub in the UK Buying or refinancing a pub is both exciting and complex. You are not just buying bricks and mortar. You are buying a trading business with moving parts. Cash flow, licensing, staff, and seasonality all play a role. You want a lender who understands… Read more
Golf Club Finance and Commercial Mortgages: How to Fund Your Course and Clubhouse Running a golf club is about a lot more than fairways and greens. You are managing a complex business with big capital needs, seasonal income and rising expectations from members and visitors. At some point you may need to raise finance without… Read more

If you need short term funding for a property purchase but do not have a deposit available, you might be considering a 100% bridging loan. These loans can potentially allow you to borrow the full purchase price of a property without putting down a cash deposit. While they can be an attractive option for the… Read more

Finance for Purpose Built Student Accommodation If you want to buy or develop purpose built student accommodation you will need funding that treats the property like a business rather than a simple residential let. A commercial mortgage for student blocks is designed around income, demand and the way the building will operate across the academic… Read more

How to Get a Commercial Mortgage for a Dental Practice If you are planning to buy a dental practice, purchase your surgery premises, expand to a second site, or simply refinance for better terms, the right commercial mortgage can make all the difference. The dental sector is unique. Lenders look at goodwill, regulatory approvals, the… Read more
How to Get a Commercial Mortgage for a Day Nursery Running a nursery is one of the most rewarding businesses you can operate, providing an important service that supports families and shapes children’s early development. However, whether you are buying your first setting, expanding an existing nursery, or refinancing your current premises, arranging the right… Read more
Why Refinance Your Asset Backed Lending Facility Refinancing an existing asset backed lending facility can be a strategic way to strengthen your business finances. Whether you want to reduce borrowing costs, release additional capital, or secure more flexible terms, refinancing gives you the chance to re-evaluate how your assets are working for you. If your… Read more
How a Bridging Loan Works To Convert a Property to an HMO If you are planning to convert a property into a House in Multiple Occupation, finance is usually one of the first issues you face. Many landlords quickly discover that standard buy to let mortgages are not suitable when a property needs significant work… Read more