Category: Case Studies

  • Case Study: First-Time Buyers Securing a Home in Farnham

    Case Study: First-Time Buyers Securing a Home in Farnham

    Buying a first home is a significant milestone, but the mortgage process can be daunting for first-time buyers. This case highlights how we helped a couple from Farnborough secure the right mortgage for their needs, offering affordability, stability, and peace of mind as they purchased their first home in Farnham. The Scenario The customers were… Read more

  • Case Study: House Move and Remortgage in Farnborough

    Case Study: House Move and Remortgage in Farnborough

    Helping our customer keep their existing mortgage and move house in Farnborough Our recent experience with a couple based in Farnborough stands as a testament to our commitment to finding personalised mortgage solutions. This case study shows the complexities they faced and the strategic approach we adopted to transform their aspiration of owning a dream… Read more

  • Case Study: BTL Mortgage for a Limited Company in Fleet

    Case Study: BTL Mortgage for a Limited Company in Fleet

    How We Secured a BTL Mortgage for a Limited Company in Fleet We’re excited to share how we recently helped a customer navigate through the world of Buy To Let (BTL) mortgages, transforming a complex situation into a streamlined success. Meet Our Customer A 50-year-old individual, employed, with a high income, and a sparkling credit… Read more

  • Case Study: A Buy to Let Remortgage with Adverse Credit

    Case Study: A Buy to Let Remortgage with Adverse Credit

    Remortgaging can be a tricky process, especially when you have an adverse credit history. For our 51-year-old business owner in Basingstoke, Hampshire, turning dreams into reality seemed a bit daunting. But that’s where Kerr & Watson came in. We recently rolled up our sleeves and helped our customer overcome these challenges, leading the way to… Read more

  • Case Study: Life & Critical Illness Cover for Farnborough Family

    Case Study: Life & Critical Illness Cover for Farnborough Family

    Securing Life & Critical Illness Cover for a Farnborough Family: A Success Story Finding the right financial protection for your family can be a daunting task, especially when you’re navigating the complexities of life and critical illness insurance. In this case study, we’ll explore how we assisted a Farnborough family in securing the coverage they… Read more

  • Case Study: Life Insurance Solution in Farnborough

    Case Study: Life Insurance Solution in Farnborough

    When it comes to life’s significant decisions, such as choosing the right life insurance, the multitude of options can be daunting. But for one Farnborough couple, the path was made clear with the guidance of Kerr & Watson. This is the story of how we crafted a bespoke life insurance solution in Farnborough that aligned… Read more

  • Case Study: First-Time Buyer Mortgage with Family Guarantor

    Case Study: First-Time Buyer Mortgage with Family Guarantor

    The Scenario In this case study, we explore how we helped a first-time buyer take their first step onto the property ladder in Camberley, Surrey. Recognising the importance of independence and property ownership, they sought to acquire a residential property solely in their name. To achieve this, they enlisted the support of their parent, who… Read more

  • Case Study: Buy-to-Let Remortgage in Wiltshire

    Case Study: Buy-to-Let Remortgage in Wiltshire

    The Scenario In Upavon, Pewsey, Wiltshire, a couple sought to remortgage their jointly owned buy-to-let property. They were living in army quarters and aimed to refinance their existing mortgage with NatWest, which was nearing the end of its term, and secure additional funds for a future property purchase. The property, currently generating a rental income… Read more

  • Case Study: Home Mover Mortgage with Flexible ERCs

    Case Study: Home Mover Mortgage with Flexible ERCs

    The Scenario An applicant sought a mortgage to purchase a new home following a separation from their ex-partner. The applicant, a current homeowner, was selling their jointly owned property for £520,000 and required financing to secure their next home. The applicant prioritised a five-year fixed-rate mortgage for payment stability and preferred a capital repayment basis… Read more

  • Case Study: Residential Remortgage with Capital Raising

    Case Study: Residential Remortgage with Capital Raising

    The Scenario A single homeowner in Farnborough sought to remortgage their property to raise capital for further home improvements. The client, a full-time employed professional earning £135,000 annually, was focused on securing a flexible mortgage solution that aligned with their financial goals. The property, a house valued at £420,000, was being remortgaged with equity as… Read more

  • Case Study: Mortgage for Premier League Footballer on Contract

    Case Study: Mortgage for Premier League Footballer on Contract

    The Scenario A newly signed Premier League footballer got in touch to buy his first home in The Midlands.  He had recently moved from a football scholarship to a full professional contract and was seeing a big increase in income. The property he wanted to buy was worth £1,000,000, and he had a 15% deposit… Read more

  • Case Study: Commercial Mortgage for 46 Flats

    Case Study: Commercial Mortgage for 46 Flats

    The Scenario: A Strategic Acquisition A property investor approached us with an ambitious plan: to purchase a substantial block of 46 residential flats, with a total property value of £11.2 million. His strategy was ownership within a limited company, allowing for asset ring-fencing. The investor was not relying on personal capital for the deposit. Instead,… Read more